In this issue Missing The Best 30 Days Time In The Market New Investment Consultants Facts and Figures	Welcome As you would be aware there has been a lot in the press recently on the substantial volatility in the share markets. As we all know volatility within the investment markets is part and parcel of investing and after several years of good returns we expected this volatility to occur sooner or later. During these times it is important to note that even though your portfolio value will be affected from the volatility that is currently occuring, this will be a short term event. With all investments, it is always important to take a long term view and hold on while the markets go through these movements. Missing The Best 30 Days  Interestingly enough research shows that if you had missed the best 30 days from the ASX200 over the last 10 years, your portfolio would be approximately 56% lower in value at the end of the 10 year period.  Time in the Market 'Timing the market' is where you try to buy when the market is low and sell when it is high. However, anticipating the top and bottom of the market can be extremely difficult. In practice, many who try to time the market end up worse off. 'Time in the market' refers to the length of time your investment stays in the market. Adopting a longer-term approach to the market often results in less volatility in the performance.   Asset Consultants Developing Our Portfolios We would also like to take this opportunity to let you know of the direction we are taking with your investment portfolios moving forward. As you may know, we have always been focused on strategies and with changing governments and constantly changing legislation this has become a complex area. To assist us in delivering the best investment portfolios, we are engaging worldwide asset consultant Standard and Poor's to assist us in the delivery of cutting edge portfolios.  Financial Market Intelligence Standard & Poor’s is a leading provider of financial market intelligence. The world’s foremost source of credit ratings, indices, investment research, risk evaluation and data, Standard & Poor’s provides investors with the intelligence they need to feel confident about their decisions. Many investors know Standard & Poor’s for its respected role as an independent provider of credit ratings and as the home of the S&P 500 benchmark index. But Standard & Poor’s global organization also:  • Provides a wide array of financial data and information, • Is the largest source of independent equity research and a leader in mutual fund information and analysis. Unparalleled depth & breadth As financial markets grow more complex, the independent analysis, critical thinking, opinions, news and data offered by Standard & Poor’s are an integral part of the global financial infrastructure. Over $1.5 trillion in investment assets is directly tied to S&P indexes and more than $5 trillion is benchmarked to S&P indices - more than all other index providers combined. The total amount of outstanding debt rated by S&P globally is approximately US$32 trillion, in 100 countries. In 2007 alone, Standard & Poor's Ratings Services published more than 510,000 ratings, including new and revised ratings. The S&P Global 1200 covers 31 markets and approximately 70% of global market capitalization. Standard & Poor's Equity Research is among the world's leading providers of independent investment information, offering fundamental coverage on over 2,000 stocks. Today, Standard & Poor's employs approximately 8,500 employees located in 23 countries and markets. Standard & Poor's investment advisory group was created solely to provide independent, objective analysis and advice to the investment management and advisory marketplace. Our clients that become involved with Standard and Poor's receive portfolio strategy, fund research and asset allocation services encompassing the wide range of Standard & Poor's analysis and tools.  S&P holds a unique independent position in Wealth Management Services, providing not only a truly independent service but also one supported by a business that has been serving the global financial markets for over 140 years. S&P has one of the largest teams of fund and investment experts in the world and an Australian team of professionals devoted to building better investment portfolios for our clients. S&P does not manage money. They provide tailored investment advice, primarily through customized solutions to meet the client's needs.  Facts and Figures Keep up to date with the latest facts and figures read more..... Should you have any queries on any of these topics, please do not hesitate to contact our office. Regards Logiro Wealth Corporate Authorised Representative of Australian Financial Services Ltd AFSL No. 297239