Retirement Calculator

Step 1: Information about you
1.) Age Today:
2.) Age at Retirement:
3.) Life Expectancy:

Step 2: Information about your Income, Savings and Investments
4.) Annual Income:
5.) % Change in Yearly Salary:	%
6.) % of Income Saved:	%
7.) Current Retirement Savings:
8.) % Earnings Pre-Retirement:	%
9.) % Earnings Post-Retirement:	%

Step 3: Information about your retirement expenditures and income
10.) Monthly Expenses:
11.) Monthly Income:
A yearly Inflation Rate of 3% is used for expense/income calculation.

Your Results
Years of Work Remaining:	17
Retirement Salary:	$80,235.32
Savings at Retirement:	$286,236.04
Age when Savings Runs Out:	70
Savings/Debt for Heirs:	($808,006.16)

Pre-Retirement Savings and Investment Returns
Age	Income	Savings	Returns	Total
45	$50,000.00	$5,000.00	$1,350.00	$16,350.00
46	$51,500.00	$5,150.00	$1,935.00	$23,435.00
47	$53,045.00	$5,304.50	$2,586.56	$31,326.06
48	$54,636.35	$5,463.64	$3,311.07	$40,100.76
49	$56,275.44	$5,627.54	$4,115.55	$49,843.85
50	$57,963.70	$5,796.37	$5,007.62	$60,647.84
51	$59,702.61	$5,970.26	$5,995.63	$72,613.74
52	$61,493.69	$6,149.37	$7,088.68	$85,851.78
53	$63,338.50	$6,333.85	$8,296.71	$100,482.34
54	$65,238.66	$6,523.87	$9,630.56	$116,636.77
55	$67,195.82	$6,719.58	$11,102.07	$134,458.42
56	$69,211.69	$6,921.17	$12,724.16	$154,103.75
57	$71,288.04	$7,128.80	$14,510.93	$175,743.49
58	$73,426.69	$7,342.67	$16,477.75	$199,563.91
59	$75,629.49	$7,562.95	$18,641.42	$225,768.27
60	$77,898.37	$7,789.84	$21,020.23	$254,578.34
61	$80,235.32	$8,023.53	$23,634.17	$286,236.04

Post-Retirement Savings and Expenses
Age	Savings	Exp-Inc	Returns
62	$286,236.04	($36,000.00)	$15,014.16
63	$265,250.20	($37,080.00)	$13,690.21
64	$241,860.42	($38,192.40)	$12,220.08
65	$215,888.10	($39,338.17)	$10,593.00
66	$187,142.92	($40,518.32)	$8,797.48
67	$155,422.08	($41,733.87)	$6,821.29
68	$120,509.51	($42,985.88)	$4,651.42
69	$82,175.04	($44,275.46)	$2,273.97
70	$40,173.56	($45,603.72)	$0.00
71	($5,430.17)	($46,971.83)	$0.00
72	($52,402.00)	($48,380.99)	$0.00
73	($100,782.99)	($49,832.42)	$0.00
74	($150,615.41)	($51,327.39)	$0.00
75	($201,942.80)	($52,867.21)	$0.00
76	($254,810.01)	($54,453.23)	$0.00
77	($309,263.24)	($56,086.83)	$0.00
78	($365,350.07)	($57,769.43)	$0.00
79	($423,119.50)	($59,502.51)	$0.00
80	($482,622.02)	($61,287.59)	$0.00
81	($543,909.61)	($63,126.22)	$0.00
82	($607,035.83)	($65,020.00)	$0.00
83	($672,055.83)	($66,970.60)	$0.00
84	($739,026.44)	($68,979.72)	$0.00